| Star Cardiac Care Insurance Policy |
| Who Can Take This Insurance? |
 |
Any person aged between 10 years
and 65 years and who has undergone for the
first time PTCA (Stenting) or CABG (By-pass)
within 4 years prior to the date of policy
purchase can take this insurance. |
|
The sum insured under this insurance
is per individual member covered. |
|
| Policy Benefits |
|
Hospitalisation Cover Protects
the insured for in patient hospitalisation
expenses for a minimum of 24 hrs.These expenses
include room rent,nursing and boarding charges,
Surgeon, Anaesthetist, Medical Practitioner,
Consultants, Specialist Fees,Cost of Medicines
and Drugs upto the limits specified. |
|
Ambulance charges for emergency
transportation to hospital as per specified
limits. |
|
Pre-Hospitalization expenses
up to 30 days prior to admission in the hospital. |
|
Post-hospitalisation paid as
lump-sum upto the limit specified. |
|
101 Day-care treatments covered |
|
| Pre-Existing Diseases / Illness
: |
|
Are covered after 48months of
continuous Insurance without break with any
Indian Insurance Company. |
|
| Section 2 (Cardiac Section) |
|
Cardiac ailments covered after
90 days. 2 Plans available -GOLD PLAN and
SILVER PLAN. GOLD PLAN covers any cardiac
related complications necessitating surgery
/ intervention and also cardiac medical management
SILVER PLAN covers any cardiac related complications
necessitating surgery / intervention only.. |
|
| Pre- Acceptance medical screening: |
|
Persons above 50 years will
be required to undergo pre-acceptance medical
screening at the Company nominated centers.
Cost of screening is currently borne by the
company. |
|
| Tax Benefits |
|
Amount paid by any mode other
than by cash for this insurance is eligible
for relief under Section 80D of the Income
Tax Act. |
|
| Star Advantages |
|
No Third Party Administrator,
direct in-house claim settlement |
|
Faster and hassle free claim
settlement |
|
Network of more than 6000 hospitals
across India |
|
Facility for maintaining personal
health records in electronic format |
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