| LIC's JEEVAN AROGYA (UIN - 512N266V02) |
| LIC's Jeevan Arogya is a unique non-participating
non-linked plan which provides health insurance
cover against certain specified health risks and
provides you with timely support in case of medical
emergencies and helps you and your family remain
financially independent in difficult times. |
| Health has been a major concern on
everybody’s mind, including yours. In these
days of skyrocketing medical expenses, when a family
member is ill, it is a traumatic time for the rest
of the family. As a caring person, you do not want
to let any unfortunate incident to affect your plans
for you and your family. So why let any medical
emergencies shatter your peace of mind. |
| LIC’s Jeevan Arogya gives
you: |
Valuable financial protection in case
of hospitalisation, surgery etc
Increasing Health cover every year
Lump sum benefit irrespective of actual medical
costs
No claim benefit
Flexible benefit limit to choose from
Flexible premium payment options
Very easy to choose your plan |
| Step 1 : Choose the level of
Health cover you need |
| Step 2 : Work out the premium
payable along with our Representative |
| Step 1: Choose the level of
Health cover you need: |
| You can choose the amount of Initial
Daily Benefit (i.e. the daily Hospital Cash Benefit
applicable in the first year of the policy) as per
your need from out of the following choices |
| 1000 per day | ` 2000 per day | `
3000 per day | ` 4000 per day |
| This is the amount that will be payable
to you in the event of hospitalisation in the first
year on a per day basis. The Major Surgical Benefit
that you will be covered for will be 100 times the
Initial Daily Benefit you have chosen. Thus the
initial Major Surgical Benefit Sum Assured will
be ` 1 lakh, 2 lakh, 3 lakh, 4 lakh respectively.
Other benefits such as Day Care Procedure Benefit,
Other Surgical Benefit and Premium waiver Benefit
(PWB) mentioned below shall also be payable depending
upon the daily Hospital Cash Benefit chosen. |
Step 2: Work out the premium
payable along with our representative
Your premium will depend on your age, gender, the
Health cover option you have chosen, whether you
are Principal Insured or other insured life and
the mode of payment. |
| Tables below give an indicative annual
premium, payable yearly, for all health benefits
corresponding to an Initial Daily Benefit of ` 1000
per day, for some of the ages in respect of various
lives that can be covered under a single policy: |
| PRINCIPAL INSURED (Male) |
| Age at entry | Premium (`) |
20 | 1922.65
30 | 2242.90
40 | 2799.70
50 | 3768.00 |
| SPOUSE (Female) / PARENT (of PI/Spouse)
(Female) |
| Age at entry | Premium (`) |
20 | 1393.15
30 | 1730.65
40 | 2240.60
50 | 2849.10 |
| CHILD |
| Age at entry | Premium (`) |
0 | 792.00
5 | 794.75
10 | 812.35
15 | 870.75 |
